The Credit Crunch is here. You have had it easy for the past few years, enjoying every luxury that Britain had to offer, and now it is all over. Within the next couple of years we will be living in mud huts, wearing clothes made out of mud, living on a diet of nothing but berries and mud. This is not, however, a cause for concern. It is a time for great celebration. And Dan Atkinson can explain why.

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